Insurance 101 · Malaysia

How to write a valid will in Malaysia.

The legal bar is lower than most people think. Getting it right is what actually protects your family.

APEX by KCG Advisory · July 2026 · 5 min read
← Part of our Insurance 101 series

A lot of people put off writing a will because they imagine it needs a lawyer's office, a thick document, and a few thousand ringgit. In reality, the Wills Act 1959 sets a fairly simple bar — the hard part is usually just getting around to it.

What the law actually requires

Wills Act 1959 — the checklist

That's it. No notary, no lawyer required by law (though advice helps for complex estates). The Act applies to non-Muslims in Peninsular Malaysia and Sarawak. Muslims are governed by faraid instead, and Sabah has its own local ordinance.

What to actually include

Meeting the legal minimum makes a will valid; a good will also makes it useful. At minimum, yours should cover:

The mistake that voids a gift

Never let a beneficiary witness your will. They're allowed to sign as a witness, but doing so voids their own inheritance under that will — the rest of the will stays valid, but their specific gift doesn't. Use two independent adults who inherit nothing.

Other common mistakes: forgetting to update a will after marriage, divorce, or a new child; naming an executor who has since passed away or emigrated; and — the one that connects back to the rest of this series — writing a will that doesn't match your insurance policy nominations, which can create confusion about which document governs which asset.

The digital option

For straightforward situations, a digital will through a platform like KOHA can be completed in under 30 minutes — guided questions, generated document, then printed, signed, and witnessed the traditional way (Malaysian law doesn't yet recognise a fully digital signature-and-witness process for wills). More complex situations — blended families, business succession, cross-border assets — benefit from sitting down with an advisor first.

Frequently asked questions

What makes a will legally valid in Malaysia?

You must be 18+, of sound mind, with the will in writing, signed by you, and witnessed by two people who aren't beneficiaries — all present together. It applies to non-Muslims in Peninsular Malaysia and Sarawak. Get help writing yours.

Can a beneficiary witness my will?

They can sign, but it voids their own gift under the will — the rest stays valid, their inheritance doesn't. Always use two independent witnesses. Double-check yours is set up right.

How long does it take to write a will in Malaysia?

A straightforward will can be done digitally in under 30 minutes through a platform like KOHA. More complex estates need a bit more planning time with an advisor. Ask how long yours would take.

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This article is general education, not personal financial or legal advice. Legal outcomes depend on individual circumstances, including religion and state of domicile. Speak to a licensed advisor (hello, that's us) or a lawyer for advice specific to you. Reference: Wills Act 1959.